Our Process


Is Journey Financial Services the right firm for you?

Our goal for this process is to demonstrate, in plain English, how to pursue your financial goals. This process is designed for managing your money, in effort to pay less in taxes and avoiding icebergs.

There is no charge for this process as we want you to see exactly how we seek to improve your retirement before you agree to pay us a penny. To be honest, we also want the chance to make sure you are a good fit for our firm before we agree to work with you, possibly for the rest of your life.


Steps before working with us.

Step 1

Initial Phone Meeting

Before committing your time or ours, this 15 minute phone call will give us both a chance to make sure your situation matches our experience. After all, you wouldn’t see a Podiatrist if you needed heart surgery.

If we aren’t a good fit for each other we will gladly introduce you to a firm who is better suited to your needs.

Step 2

First Office Visit

Prescription without evaluation and diagnosis is malpractice.
The goal of this meeting is to get perfectly clear on your goals, concerns and unique financial situation.

Your answers to our questions along with the documents we requested you bring will guide our analysis which will result in plain-English answers to four critical questions.

Step 3

Our Analysis

This is where the magic happens.
We will apply decades of experience, thousands of hours of training and mentoring by some of the industry’s top professionals to answer the following questions:

✓ Can you afford to retire?
✓ Are you overpaying your taxes?
✓ Can your portfolio be improved?
✓ Can you eliminate, or at least reduce, threats to your retirement?

Step 4

Second Office Meeting

This is where the proverbial rubber hits the road.
During this meeting we will explain, in plain English, exactly what you need to do to pursue your financial goals, including the answers to the four questions we asked during our analysis.

This is where you will see, in dollars and cents, how our firm can help you work toward improving your finances.

At the end of this meeting we will ask if you would like to begin working with our firm or if you would like to sleep on it.

Step 5

Sleep on It

We are in no rush for you to make a decision. Prior to deciding if we should work together you will want to answer the following questions:

✓ Do I like/trust/respect the team at Journey Financial Services?
✓ Will the benefits they provide exceed their cost?
✓ Do I understand and agree with their investment philosophy?
✓ Do their recommendations make sense to me?

Step 6

Third Meeting/ Paperwork

During this meeting we will answer any questions you have and if you are ready, start the paperwork to become a client.

Prior to this meeting we will have sent you a detailed explanation of this process and answered all of your questions and concerns.

*While we would love to work with you, if you decide that it’s not a good fit we will wish you all the best and every success. In other words, there is never a hard-sell or pressure to say yes.


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