Retiree - Getting Started | Journey Financial Services

Who are you?

First Name *

Last Name *

Age *

Phone *

Email Address *

Are you married?

Yes

No

If yes:

Spouse's Full Name

Spouse's Age

Do you have children?

Yes

No

If yes:

No. of Children

Ages of Children

What is keeping you awake at night?

Select all that you have questions on:

When can I stop working?

How long will my money last?

How do I get a retirement paycheck?

Should I payoff my mortgage?

How do I pay for my kid’s education?

Do I need more, less or difference insurance?

When should I start to collect social security?

Are my investments properly diversified or should I move them all to cash?

How can I reduce my tax liability?

Should I do a Roth conversion?

Help me best utilize my employer benefits?

How do I figure out Medicare benefits?

Do I need a will or a trust?

What’s the best way to provide an inheritance for my children/grandchildren?

Too many questions, not all are listed...

All of the above...

Where are you today?

Budget NOW

Monthly mortgage

Other debt payments

Other living expenses

Total monthly expenses(calculated from adding monthly mortgage + debt payments + other living expenses)

Total monthly savings

How much is left at the end of an average month?

Budget IN RETIREMENT

Will you have more income or less income?

More

Less

I don't know

More or less expense?

More

Less

I don't know

Your level of investment knowledge

I do not know the difference between a stock and a bond

I know the basics about stocks, bonds and mutual funds

I am quite knowledgeable about various types of investments

How have you been saving for retirement and/or other goals? (Check all that apply.)

I and/or spouse have individual retirement accounts

I and/or spouse have employer sponsored retirement plans (401k, 403b, 457, etc)

I and/or spouse have a pension plan

I and/or spouse have purchased an annuity

I and/or spouse will be totally relying on social security

Other:

Total amounts saved for other things such as "start a business, inheritance, buy a second home, emergency, etc"

none

<250,000

$250,001 - $500,000

$500,001 - $1,000,000

$1,000,001 - $2,000,000

>$2,000,001

What % of your income is going to Federal income taxes, State income taxes and FICA?

Less than 20%

More than 20% but less than 30%

More than 30%

Unsure

Where will your stuff (valuables) go when you’ve said your last good-byes?

Getting StartedRetiree

Who are you?

What is keeping you awake at night?

Where are you today?

Budget NOW

Budget IN RETIREMENT

Levels of risk you are willing to take (or not)

Professional